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CMSHRM - Plan Alignment and Migration Strategies | Presented by Erik Hinz

  • 17 Aug 2023
  • 11:30 AM - 1:00 PM (CDT)
  • Bethlehem Lutheran Church 4310 Co Rd 137, St. Cloud, MN 56301

Program Details:
For many, many years, brokers and carriers have been touting H.S.A. plans as the ‘cure all’ for company’s healthcare cost increases, but has that strategy worked?  In this session, we will show how ‘negative migration’ has caused many organizations health plan to do the exact opposite, resulting in employers only option being to increase deductibles and employee contributions.  We will discuss how an ‘aligned’ strategy can allow companies to IMPROVE benefits and REDUCE employee contributions, two things that are the opposite of most strategic conversations employers have been having.

Key Takeaways:

  1. How employee contribution strategy is critical in the health of your medical plan
  2. How ‘negative migration’ destroys the overall health of your medical plan
  3. How to fix plans that are consistently seeing 10%+ increases

Speaker - Erik Hinz, CEBS, CLMS, The Horton Group

Erik Hinz is a Senior Vice President for Horton’s Employee Benefit Solutions and leader of our Minneapolis Benefits Division. In this role, Erik is responsible for providing expertise on industry benefits and consultative guidance to aid clients in navigating the ever-changing benefits marketplace. He is part of a team of employee-benefits-focused specialists dedicated to delivering innovative healthcare solutions to employers. 

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